Thursday, April 5, 2012

MoneySavingMom's Budget


I grew up in a frugal home, with a mom who knew how to creatively make the budget work even when it was a challenge. Because of this there were a number of concepts in The Money Saving Mom's Budget
 that weren't new to me. But even with such a great example in my mom, Crystal packed a lot of creative tips that I'd never thought of. She challenged me to think creatively in every area of our life to use our finances most effectively.

Perhaps the thing that I appreciated most about this book is how achievable Crystal makes budgeting. She doesn't encourage night-and-day changes that are extreme and don't last long-term. Instead she outlines achievable guidelines to gradually add self-discipline to the budget. These guidelines are doable for anyone.

In addition, she doesn't insist on a certain formula for financial success. Aren't interested in coupons? There are plenty of other tips you could use! Aren't really one for cooking every meal from scratch? You'll still benefit from this book. Don't really have time to consider outside work or working at home? Crystal still has some GREAT ideas for effectively living well on one income.

My favorite chapters were the first three. In these chapters Crystal emphasizes the importance of organizing your life and home before organizing your budget. This aspect of the book was something I didn't expect to see in a book about finances, but makes the whole book far more effective and life changing. Crystal isn't just encouraging budgeting or couponing, instead she is emphasizing a complete lifestyle makeover.

I enjoyed listening to the audio version of this book. The recording is well done, and listening to it being read by the author was a treat. I definitely can recommend this to anyone who is interested in streamlining their finances effectively and permanently.



(Note: Some of the links in this post are my referral links. Read my disclosure policy here.)


Disclosure of Material Connection: I received this book free from Litfuse Publicity as part of their Blogger Review program. I was not required to write a positive review. The opinions I have expressed are my own. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”

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